Inland Coverage was built on a singular principle: trucking insurance should be precise, data-powered, and claims-aware from day one. We’re not here to generate volume—but to curate a clean, profitable portfolio of Motor Truck Cargo (MTC) and Auto Physical Damage (APD) risks designed for mutual long-term success.
Motor Truck Cargo (MTC) Program
Program Type: Motor Truck Cargo (Non-Admitted) 48 States, AAIS-based forms
Key Limits: Up to $250,000 per unit
Deductibles: $1,000 standard; Reefer deductible $2,500 (higher for older units)
Optional Endorsements: Trailer Interchange, Contingent Cargo
Eligible Risks: Dry Van, Reefer, Flatbed, Autos, etc.
Why Brokers Choose Inland Coverage
Intelligent Underwriting: Real-time data and a proprietary Risk Score power our fast, accurate quotes.
Seamless Submission: Submit online or via email. We respond quickly. Our system extracts key info to save you time.
Expert Underwriters: Our leadership is responsive, empowered, and solution-oriented.
Broad Appetite: New ventures, intermodal shipments, reefer units—we’ve got you covered.
Auto Physical Damage (APD) Program
Program Type: Auto Physical Damage (Non-Admitted)
ISO-Based Forms Key Limits: Up to $250,000 per tractor, $150,000 per trailer
Deductibles: $2,500 standard (<$150K unit), $5,000 standard (>$150K unit)
Optional Coverages: Towing, Non-Owned Trailer, Trailer Interchange
Eligible Units: Model Year 2000+, Owned or 30+ day leased